LTJ CREDIT BOOST LLC More detailed information about each of these products can be found at mycreditjump.com .The products that we have available will require payment at the time your application is submitted, this payment is collected for the processing of your application also includes your first month of service. To activate a service will not require any additional payment, and your account will remain active as long as you are enrolled and are current on your monthly payments. LTJ Credit Boost cannot guarantee specific results regarding any financial product as the results obtained are dependent on a variety of factors, some of which are outside the control of LTJ Credit Boost. You understand and authorize that Payments will be automatically debited from the payment method provided – credit or debit card on your application. Failure to make your payment on the established due date will result in suspension of all activated programs. You may cancel this contract within three (3) business days after enrollment and receive a full refund. After three (3) business days, you will be considered a contract client and agree to be charged $25 per month for a minimum (6)months. All consumer contracts for credit restoration services, identity theft protection services, credit monitoring services, and any other financial product or service provided by a third party, shall for all purposes hereunder be deemed made between the customer and such third-party provider, to which LTJ Credit Boost is not in privity of contract. The ultimate responsibility for the performance of all third-party services belongs to their respective providers, not LTJ Credit Boost. The formation, construction, interpretation, and enforceability of this Agreement between you and LTJ Credit Boost as stated here or in any incorporated documents will be governed by and interpreted in all respects under the laws of the State of Florida without regard to conflict of law provisions. Credit Boost promotes the financial well-being of individuals through each person’s faith in himself or herself to overcome financial adversity, to believe in the empowerment of the individual through faith, and to have the belief that things can and will get better. Applicant agrees to promptly provide LTJ Credit Boost with copies of any and all correspondence received from the credit reporting agencies and creditors supplying information to those agencies, which relates to inaccurate credit report entries that are subject to challenge and verification pursuant to this Agreement within fourteen (14) days of receipt thereof. Applicant understands that credit reporting agencies have no obligation to remove accurate, verifiable information unless it is listed beyond that period of time in which it is lawful to report it. Applicant understands LTJ Credit Boost cannot guarantee specific results due to the fact that all results obtained are dependent on a variety of factors, some of which are outside the control of LTJ Credit Boost, including Applicant’s ability to repay creditors, the cooperation of Applicant’s creditors, and the credit reporting agencies’ ability to verify information provided to them by Applicant. By activating your plan, you authorize LTJ Credit Boost to obtain your credit reports for the purpose of preparing credit analyzer reports. If you choose to dispute items on your credit report, the credit reporting agencies have no obligation to remove accurate, verifiable information unless it is listed beyond that period of time in which it is lawful to report it. Again LTJ Credit Boost cannot guarantee specific results due to the fact that all results obtained are dependent on a variety of factors, some of which are outside the control of LTJ Credit Boost, including your ability to repay creditors, the cooperation of your creditors, and the credit reporting agencies’ ability to verify information provided to them. You understand that you must mail in all of your results to 266 Cinnamon Ridge Ln, Davenport FL 33897. Applicant may cancel his or her enrollment within three (3) business days from the date this Enrollment Agreement is received by LTJ Credit Boost. To cancel this enrollment, please send written notice stating your contact information and request for cancellation by email: Customersupport@creditrepairs.xyz or postal mail to LTJ Credit Boost, 266 Cinnamon Ridge Ln, Davenport, FL 33897. There is no penalty for cancellation. If you cancel within those three (3) business days, you will receive a full refund of the entire payment made to LTJ Credit Boost and all obligations between the parties shall be null and void. A $10 fee may be applied to replacement copies of dispute letters. If a dispute arises out of this contract, and if it cannot be settled by the parties, the parties agree first to try to settle the dispute by mediation administered by any mutually agreed upon mediator pursuant to the Commercial Mediation Procedures of the American Arbitration Association (“AAA”). If they do not resolve the dispute within 60 days, then, upon notice by either party to the other, all disputes, claims, questions or differences shall be finally settled by binding unappeasable arbitration administered by any mutually agreed upon arbitrator (or if none can be agreed upon, then by the AAA) pursuant to the Commercial Arbitration Rules of the AAA. In any such proceeding, which must take place in Polk County, the State of Florida, each party shall bear their own attorney fees and costs, however, the fees and costs of any neutral mediator or neutral arbitrator shall be paid by the client. Additionally, Applicant agrees not to initiate or participate in any class action proceeding against LTJ Credit Boost, whether in a judicial or mediation or arbitration proceeding, and Applicant waives all rights to become a member of any certified class in any lawsuit or proceeding For LA Residents ONLY: DISCLOSURE STATEMENT: Pursuant to section 3573.6 of the Credit Repair Services Organization Act (Act), a buyer entitled to damages from a credit repair organization has the right to proceed against the surety bond obtained by the credit repair services organization under section 3573.4 of the Act. This Disclosure Statement must be provided to the buyer of credit repair services before execution of any contract or agreement or payment of any money or other valuable consideration. Buyer acknowledges receipt of this Disclosure Statement before execution of any contract or agreement or the payment of any money or other valuable other consideration. By law, all Credit Repair Companies must provide you with this notice from the FTC. A message from the Federal Trade Commission You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor any “credit repair” company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported for 10 years. You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, however, if you have been turned down for credit, employment, insurance, receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud. You have a right to sue a credit repair organization that violates the Credit Repair Organization Act. This law prohibits deceptive practices by credit repair organizations. You have the right to cancel your contract with any credit repair organization for any reason within 3 business days from the date you signed it. Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur. You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau. If the credit bureau’s reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you. The Federal Trade Commission regulates credit bureaus and credit repair organizations. For more information contact: The Public Reference Branch Federal Trade Commission Washington, D.C. 20580 (a) Separate Statement Requirement-The written statement required under this section shall be provided as a document which is separate from any written contract or other agreement between the credit repair organization and the consumer or any other written material provided to the consumer. (b) Retention of Compliance Records-In general-The credit repair organization shall maintain a copy of the statement signed by the consumer acknowledging receipt of the statement. Maintenance for 2 years-The copy of any consumer’s statement shall be maintained in the organization’s files for 2 years after the date on which the statement is signed by the consumer. I’m signing below because I understand my rights. Myself, hereafter known as “client” hereby authorize, LTJ Credit Boost LLC , 266 Cinnamon Ridge Ln, Davenport FL 33897, to make, receive, sign, endorse, execute, acknowledge, deliver, and possess such applications, correspondence, contracts, or agreements, as necessary to improve my credit. Such instruments in writing of whatever and nature shall only be effective for any or all of the three credit reporting agencies which are TransUnion, Experian, Equifax, and any other reporting agencies or creditor’s listed, as may be necessary or proper in the exercise of the rights and powers herein granted. 2. This authorization may be revoked by the undersigned at any time by giving written notice to the party authorized herein. Any activity made prior to revocation in reliance upon this authorization shall not constitute a breach of rights of the client. If not earlier revoked, this authorization will automatically expire twelve months from the date of signature. 3. The party named above to receive the information is not authorized to make any further release or disclosure of the information received. This authorization does not authorize the release or disclosure of any information except as provided herein. 4. I grant to LTJ Credit Boost LLC, 266 Cinnamon Ridge Ln, Davenport FL, authority to do, take, and perform, all acts and things whatsoever requisite, proper, or necessary to be done, in the exercise of repairing my credit with the three credit reporting agencies, which are TransUnion, Experian, Equifax and any other reporting agencies or creditor’s listed, as fully for all intents and purposes as I might or could do if personally present. 5. I hereby release LTJ Credit Boost LLC, 266 Cinnamon Ridge Ln, Davenport FL 33897, from all and all matters of actions, causes of action, suits, proceedings, debts, dues, contracts, judgments, damages, claims, and demands whatsoever in law or equity, for or by reason of any matter, cause, or thing whatsoever as based on the circumstances of this contract.